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Income limits apply based on county and household size."}]]}],["$","div","Home Advantage DPA",{"className":"border-l-4 border-gold pl-6","children":[["$","h3",null,{"className":"text-lg font-bold text-primary-dark","children":"Home Advantage DPA"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"A down payment assistance option available statewide that provides up to 4 percent of the first mortgage amount. No first-time buyer requirement. The assistance is structured as a second mortgage with no interest and no monthly payments."}]]}]]}]]}]}] 1c:["$","section",null,{"className":"bg-off-white py-16 sm:py-20","children":["$","div",null,{"className":"mx-auto max-w-3xl px-4 sm:px-6 lg:px-8","children":[["$","h2",null,{"className":"text-3xl font-extrabold text-primary-dark","children":"Down Payment Assistance"}],["$","p",null,{"className":"mt-6 text-gray-700 leading-relaxed","children":"Down payment assistance (DPA) programs come in several forms: grants that never need to be repaid, forgivable loans that are forgiven after a set period, and deferred-payment loans with no monthly payments. Many buyers leave money on the table simply because they do not know these programs exist."}],["$","p",null,{"className":"mt-4 text-gray-700 leading-relaxed","children":"Eligibility varies by program but commonly includes income limits, purchase price caps, homebuyer education requirements, and occupancy requirements. 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