24+ Years Experience
Couple receiving keys to their new homeBeautiful suburban home exteriorElegant home with landscaped yardBright modern living room interiorModern home with clean architectureCozy home interior with natural light

Trusted Mortgage Advisor

Get Pre-Approved for YourHome Loan in Minutes

Helping homebuyers and homeowners secure the best mortgage solutions with transparency, expertise, and care.

  • 24+ Years Experience
  • 1,000+ Loans Funded
  • 4.9★ from 200+ Reviews
  • NMLS #344326

1,000+

Loans Funded

24+

Years Experience

4.9

Average Rating

100%

Commitment

Our Programs

Mortgage Options Tailored to You

Explore our range of loan programs designed to fit every financial situation.

Featured Program

Reverse Mortgage (HECM)

Unlock the equity in your home without monthly mortgage payments. Designed for homeowners aged 62+, a Home Equity Conversion Mortgage provides financial flexibility in retirement — tax-free funds, no monthly payments, and you stay in your home.

Learn More

Certified Divorce Lending Professional

Divorce Mortgage Advisor — Seattle & Washington

Navigating a divorce in Seattle, King County, or anywhere in Washington State? As a Certified Divorce Lending Professional, Joshua helps divorcing homeowners refinance to remove a spouse, structure an equity buyout, or qualify for a new home after divorce, with settlement-aligned analysis your attorney or mediator can rely on. Mortgage financing is available in Washington State. CDLP divorce consultations start with a free discovery call, offered nationwide.

Divorce Mortgage Advisor
Seattle skyline with Mount Rainier

Tools

Estimate Your Monthly Payment

Use our calculator to see what your mortgage payment could look like.

Mortgage Calculator

Estimate your monthly mortgage payment

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Estimated Monthly Payment

$2,572.62

Principal & Interest$2,022.62
Property Taxes$400.00
Insurance$150.00
Total Monthly Payment$2,572.62

Loan Amount: $320,000

American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.

Client Reviews

What Our Clients Say

ZillowVerified Review
“I have worked with Josh for over 20 years across multiple transactions. He is a true professional who is always available to explain different options. His communication throughout the process is excellent and his pricing is always competitive.”

Long-Time Client

Multiple Transactions

ZillowVerified Review
“Josh is extremely knowledgeable, honest, prompt, and patient. He explained everything in layman's terms even for complicated questions. We closed on our new home in just two weeks. It was an incredibly smooth experience.”

First-Time Homebuyer

Home Purchase

ZillowVerified Review
“As first-time homebuyers, we were completely overwhelmed by the process. Josh took the time to explain every single step, answered our calls at all hours, and found us a rate that was better than anything we found on our own.”

Sarah & Michael T.

First-Time Home Purchase

ZillowVerified Review
“After serving 12 years in the military, I wanted to use my VA benefits to buy a home. Josh is a true VA loan expert. He navigated the VA appraisal process seamlessly and got us into our dream home with zero down.”

David R.

VA Loan

ZillowVerified Review
“Josh helped us refinance our home and saved us over $400 per month. He was upfront about all the costs and walked us through the break-even timeline so we could make an informed decision. Truly a professional.”

Jennifer L.

Refinance

ZillowVerified Review
“This was our second time working with Josh, and he delivered again. We were in a competitive market and needed to close fast. Josh got our pre-approval turned around in 24 hours and we closed in under three weeks.”

Amanda K.

Home Purchase

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Ready to Get Started?

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