Client Reviews

“I have worked with Josh for over 20 years across multiple transactions. He is a true professional who is always available to explain different options. His communication throughout the process is excellent and his pricing is always competitive. He is a true expert in his field.”

“Josh is extremely knowledgeable, honest, prompt, and patient. He explained everything in layman's terms even for complicated questions. We closed on our new home in just two weeks. It was an incredibly smooth experience thanks to Josh.”

“Josh has great communication skills and the ability to clarify and explain everything clearly throughout the entire mortgage process. He broke down complex mortgage numbers in an easy-to-understand way. I would highly recommend him to anyone looking for a mortgage.”

“As first-time homebuyers, we were completely overwhelmed by the process. Josh took the time to explain every single step, answered our calls at all hours, and found us a rate that was better than anything we found on our own. We closed on time and under budget. Cannot recommend him enough.”

“After serving 12 years in the military, I wanted to use my VA benefits to buy a home. Josh is a true VA loan expert. He knew exactly what paperwork was needed, navigated the VA appraisal process seamlessly, and got us into our dream home with zero down. Outstanding service from start to finish.”

“Josh helped us refinance our home and saved us over $400 per month. He was upfront about all the costs and walked us through the break-even timeline so we could make an informed decision. The whole process took less than 30 days. Truly a professional who puts his clients first.”

“We thought buying a home was out of reach for us with our credit history. Josh worked with us for months, helping us understand what we needed to do to qualify. When we were finally ready, he got us approved for an FHA loan with a great rate. He believed in us when others did not.”

“This was our second time working with Josh, and he delivered again. We were in a competitive market and needed to close fast. Josh got our pre-approval turned around in 24 hours and we closed in under three weeks. Our offer was accepted over others because of his quick turnaround. He is simply the best.”

“We needed a jumbo loan for our forever home and were worried about the process. Josh made it surprisingly smooth. He found us an excellent rate, was transparent about every fee, and kept us informed at every step. His attention to detail and communication are second to none.”

“We shopped around with several lenders before choosing Josh, and it was the best decision we made. Not only did he beat everyone else on rate, but his communication was in a league of its own. We always knew exactly where things stood. He made our first home purchase a genuinely positive experience.”